Every Lake & Company agent follows these guidelines when working with you as a buyer.- Careful review of your needs and wants regarding the property you want to purchase.
- Complete financial information including:
- The loan amount you can expect to qualify for with local lenders.
- General information on types of loans, payments, and closing costs.
- Names and phone numbers of lenders with whom I've had a long standing professional relationship. These mortgage brokers and bankers have demonstrated their willingness to go the extra mile in solving problems and getting the loan closed.
- Using these sources you can have access to every property listed with the Northwest Multiple Listing Association:
- Daily computer updates on appropriate new listings.
- I will provide you with complete information (including addresses) on any house you see advertised, regardless of the listing office.
- If you see a house with a "For Sale" or "Exclusively" sign on it, write down the address, company and telephone number and I will make an appointment to show you the property and/or give you complete listing information.
- You are encouraged to visit open houses. Be sure to tell the agent at the open house that you are working with me and call me if you see a house you are interested in. Do not sign any offer without our advice.
- I will organize appointments and get you into all properties that approximate what you are looking for. I will not waste your time showing properties that are not reasonable for you (if you want 3 bedrooms, I will not show you 2 bedroom houses.)
- We will write the offer (you will receive a copy of the contract used so you can study it before you get to this point) and I will present your offer to the Seller(s).
- After you and the Seller(s) have come to an agreement regarding the price and terms of your purchase (I will act as the intermediary handling these negotiations) you will make a loan application. I will carefully track the financing through to closing, keeping you informed on the progress of your transaction. You can depend on me to help troubleshoot any problems that may occur.
- You will be provided with a folder of information at your first appointment which includes the following information:
- A copy of a Purchase and Sale contract so you can familiarize yourself with the verbiage before starting the process.
- A list of local pre-sale inspectors previous clients have used and like (these are just suggestions; you can, of course, use anyone you want).
- Financial information which includes an explanation of different financial programs, rates, closing costs, lender, etc.
- Market information.
In closing, I feel that it is my responsibility to prepare you to make the best possible decisions based on complete information and a confident perception of what buying a house is all about. I'm also committed to having a good time through this whole process.
